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Zaimoo

Zaimoo is an online financial comparison portal that helps clients find loan offers to finance their needs.
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Zaimoo

Information about Zaimoo 

Zaimoo loan offers fast transactions from registration to loan repayment to ensure clients have a smooth lending experience. 

Loan Amount: New clients can loan from Php 1,000 to Php 15,000, while repeat clients can loan up to Php 25,000. 

Interest rates: Clients will be informed about the interest rates and other associated fees during the application, which will be shown to them before the contract is confirmed. 

Approval durations: It typically takes one working day during Zaimoo’s office hours for the loan application to be processed. Clients will receive a message or notification if the loan application is approved. 

Loan Application Process Requirements 

Age: The required age of applicants is 20 – 65 years old. 

Citizenship and/or residentship: Filipino citizens who are employed or have a regular source of income can apply for a loan. 

Proof of income is needed or not: Proof of income is unnecessary, as it only requires an active mobile phone number and one valid ID. 

Documents required: The document required is just one valid ID, such as a national ID, passport, driver’s license, SSS, UMID, and postal ID. 

Advantages

Fast & Convenient Application Process

  • Quick approval (often within minutes to a few hours).

  • 100% online – no need for face-to-face meetings or lengthy paperwork.

  • Easy submission of documents via the Zaimoo PH app or website.

Flexible Loan Options

  • Wide range of loan amounts (₱1,000 to ₱20,000).

  • Short repayment terms (7 days to a few months), suitable for emergency needs.

  • No collateral required, making it accessible even to borrowers without assets.

Accessible to Many Borrowers

  • Minimal requirements (valid ID, proof of income, etc.).

  • Helps individuals with low credit scores or no prior credit history.

  • SEC-registered & legal, ensuring compliance with Philippine lending laws.

Questions and answers

What is Zaimoo PH?
Zaimoo PH is an online lending platform that offers quick and convenient loan solutions to Filipinos. It provides short-term loans with a fast application process, often disbursing funds within hours or minutes of approval.
How do I apply for a loan with Zaimoo PH?
Download the Zaimoo PH app or visit their website. Register and fill out the application form. Submit required documents (e.g., valid ID, proof of income). Wait for approval, which can take minutes to a few hours. Once approved, the loan amount is disbursed to your account.
What are the loan terms and interest rates?
Loan amounts typically range from ₱1,000 to ₱20,000. Repayment periods vary from 7 days to a few months. Interest rates and fees depend on the loan amount and term, so check the app for exact details.
Is Zaimoo PH legal and SEC-registered?
Yes, Zaimoo PH operates legally and is registered with the Securities and Exchange Commission (SEC) as a licensed lending company in the Philippines.

Zaimoo PH is a legal, SEC-registered online lending platform in the Philippines that offers fast, short-term loans (₱1,000–₱20,000) with quick approval and minimal requirements. It provides a convenient, all-digital application process, making it ideal for emergency cash needs, though borrowers should be mindful of high interest rates and strict repayment terms.

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