Tala
Tala is a mobile lending platform in the Philippines that offers quick and accessible loans to individuals through its user-friendly app. With loan amounts ranging from PHP 1,000 to PHP 15,000 and short repayment terms, Tala provides a convenient solution for urgent financial needs without requiring collateral.
Information about Tala
Loan Amount: PHP 1,000 – 15,000
Interest rates: 0,5% per day
Approval durations: 1 operating day
Loan Application Process Requirements
Age: 18-71
Citizenship and/or residentship: The citizenship of the Philippines
Proof of income is needed or not: If you provide your proof of income, you can get a larger loan
Documents required: Any valid ID
Advantages
Short Repayment Terms
Loans from Tala usually have short repayment periods, often ranging from 21 to 30 days. This can be beneficial for those who need quick cash but can manage to repay in a short time frame.
No Collateral Required
Tala loans are unsecured, meaning borrowers do not need to provide collateral to secure the loan. This makes it easier for individuals without assets to access funds.
Transparent Fees
Tala is known for its transparent fee structure, allowing borrowers to understand the total cost of the loan upfront, including any interest and fees.
Questions and answers
Are there any Tala loan app reviews?
Tala loan app reviews are available in social networks and on local forums.
What is Tala harassment?
Philippines law protects borrowers from harassment. As Tala operates under the law of Philippines, they can call you only if you do not pay the loan.
Is Tala legit?
Tala is legit and secure and operates under the law of Philippines.
Does Tala call your contacts?
Tala is operating in the frame of the Philippines law. In case you have not paid the loan, Tala has the right to call the contacts you have left while taking a loan.
The platform promotes financial inclusion by allowing users to build their credit history through timely repayments, all while maintaining a transparent fee structure. Overall, Tala aims to empower Filipinos with fast, flexible, and straightforward lending options.
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