Online Assistant

An online assistant that will automatically select the best loan
Online Assistant

Information about Online Assistant

Online Assistant loan offers fast transactions from registration to loan repayment to ensure clients have a smooth lending experience. 

Loan Amount: New clients can loan from Php 500 to Php 25,000, while repeat clients can loan up to Php 25,000. 

Interest rates: Clients will be informed about the interest rates and other associated fees during the application, which will be shown to them before the contract is confirmed. 

Approval durations: Clients will receive a message or notification if the loan application is approved. 

Loan Application Process Requirements 

Age: The required age of applicants is 20 – 65 years old. 

Citizenship and/or residentship: Filipino citizens who are employed or have a regular source of income can apply for a loan. 

Proof of income is needed or not: Proof of income is unnecessary, as it only requires an active mobile phone number and one valid ID. 

Documents required: The document required is just one valid ID, such as a national ID, passport, driver’s license, SSS, UMID, and postal ID. 

Advantages

Quick and Convenient Comparison

An online assistant instantly compares multiple loan offers from different lenders in one place. This saves you time and effort from manually checking each lender’s website or contacting them individually.

Personalized Loan Recommendations

By inputting your financial details and preferences, the assistant tailors loan suggestions that fit your needs, helping you find loans with the best interest rates, repayment terms, and eligibility requirements.

Simplified Application Process

Many online assistants streamline the application process by pre-filling forms, guiding you through required documents, and sometimes even submitting applications directly, making it easier and faster to get approved.

Questions and answers

What is an online assistant for finding loans, and how does it work?
An online assistant is a digital tool or chatbot that helps you compare different loan options from various lenders quickly. It gathers your financial information and preferences, then recommends the best loans based on interest rates, loan terms, fees, and eligibility.
Is it safe to use an online assistant to apply for loans in the Philippines?
Yes, reputable online assistants use secure platforms with encryption to protect your personal data. However, always ensure you use trusted websites or apps and avoid sharing sensitive information on unsecured or suspicious sites.
What types of loans can I find using an online assistant in the Philippines?
You can find various types of loans such as personal loans, payday loans, salary loans, business loans, and sometimes even home or auto loans, depending on the platform.
Can the online assistant guarantee approval for a loan?
No, an online assistant can only help you find the best loan offers and simplify the application process. Approval depends on the lender’s criteria, including your credit history, income, and eligibility.
Are there fees for using an online assistant to find loans?
Most online assistants offer free services to help you compare loan options. However, lenders themselves may charge processing fees, interest, or other charges as part of the loan agreement.

An online assistant that will automatically select the best loan according to the personal circumstances and preferences.

You might also like

PitaCash
PitaCash is an online platform that offers cash loans to Filipino consumers.
Loan amount
up to ₱ 25000
Loan term
up to 120 days
Interest rate
0,08%
OneClickMoney
OneClickMoney.ph is a new online service which helps Filipino to get financial solution.
Loan amount
up to ₱ 20000
Loan term
up to 180 days
Interest rate
0,39%
MoneyCat
Instant cash loan online Philippines
Loan amount
up to ₱ 20000
Loan term
up to 180 days
Interest rate
0,39%

Blog