Kviku

Kviku is one of the well-known online lending companies that offer online loans. Getting a Kviku loan is convenient as its operation is fully automated, so clients can take out loans anytime.
Kviku

Information about Kviku

Kviku ph is an online bank that provides quick and easy cash loans, making loan transactions more convenient for users. 

Loan Amount: Clients can take Php 1,000 to Php 25,000 loan amount, depending on how much a client needs. 

Interest rates: The daily interest rate of the Kviku loan is 0.16%, and there is also a loan calculator on its website where you can compute the total amount you need to pay. 

Approval durations: It typically takes around 24 hours for the loans to get approved. 

Loan Application Process Requirements 

Age: Those who are 20-55 years old can avail a loan. 

Citizenship and/or residentship: Borrowers should be Filipino Citizens to take a loan. 

Proof of income needed or not: Proof of income is not needed or required, but it can also be presented as a supporting document. 

Documents required: Kviku only requires borrowers to have a valid government ID, but other documents such as COE, payslip, and DTI can also be presented. 

Advantages

Simple Procedures

The procedure from application to loan disbursement is easy, as they only require one valid government ID. Its convenient procedures allow borrowers to get the funds they need easily.

100% Online

All transactions are done online, so you do not have to visit the branch as you can apply for a loan anytime, anywhere; all you need is an internet connection. 

24-hour approval

The loan approval takes as quick as 24 hours, and it will be disbursed to your account. It is best to provide more personal information for a higher chance of approval.

Questions and answers

How to calculate your credit load?
To calculate your credit load or utilization ratio, divide total debt by available credit, then multiply it by 100 to know the credit load percentage.
How to find a Kviku loan app?
The Kviku loan app is not yet available. However, you can still enjoy its fast, simple, and convenient service on its website.
Is Kviku legit?
Kviku has registration certificates on its website, showing that it is registered and works by the law. If you have concerns or inquiries, you can contact Kviku or SEC.
What is Kviku's contact number?
Kviku does not have a contact number. However, customers can contact it via email at [email protected] for any questions or concerns.

Kviku is an online lending company offering easy, fast, and convenient loan access to Filipinos aged 20-55, with only one valid ID required. Kviku reviews vary depending on the client’s experience using the app. There are some Kviku harassment reported by some users and to avoid it, loans must be paid on time.

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