Creditify
Information about Creditify
Crediutify loan offers fast transactions from registration to loan repayment to ensure clients have a smooth lending experience.
Loan Amount: New clients can loan from Php 1,000 to Php 15,000, while repeat clients can loan up to Php 25,000.
Interest rates: Clients will be informed about the interest rates and other associated fees during the application, which will be shown to them before the contract is confirmed.
Approval durations: It typically takes one working day during Creditify’s office hours for the loan application to be processed. Clients will receive a message or notification if the loan application is approved.
Loan Application Process Requirements
Age: The required age of applicants is 20 – 65 years old.
Citizenship and/or residentship: Filipino citizens who are employed or have a regular source of income can apply for a loan.
Proof of income is needed or not: Proof of income is unnecessary, as it only requires an active mobile phone number and one valid ID.
Documents required: The document required is just one valid ID, such as a national ID, passport, driver’s license, SSS, UMID, and postal ID.
Advantages
Fast & Convenient Application
The entire loan process is done online, with quick approval (often within 24 hours) and direct disbursement to your bank account or e-wallet.
Minimal Requirements
Unlike traditional banks, Creditify.ph has simple eligibility criteria, requiring only basic documents like a valid ID and proof of income.
Flexible Loan Options
Borrowers can access small to medium loan amounts (₱1,000 to ₱50,000) with short-term repayment plans, making it ideal for urgent financial needs.
Questions and answers
Conclusion
Creditify.ph is a trusted online lending platform in the Philippines that offers fast, hassle-free loans with minimal requirements, providing quick financial solutions for urgent needs.
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