BigLoan

BigLoan.ph is a fast and accessible online loan app designed for Filipinos who need quick cash without the hassle of traditional bank processes.
BigLoan

Information about BigLoan

BigLoan loan offers fast transactions from registration to loan repayment to ensure clients have a smooth lending experience. 

Loan Amount: New clients can loan from Php 1,000 to Php 15,000, while repeat clients can loan up to Php 25,000. 

Interest rates: Clients will be informed about the interest rates and other associated fees during the application, which will be shown to them before the contract is confirmed. 

Approval durations: It typically takes one working day during BigLoan’s office hours for the loan application to be processed. Clients will receive a message or notification if the loan application is approved. 

Loan Application Process Requirements 

Age: The required age of applicants is 20 – 65 years old. 

Citizenship and/or residentship: Filipino citizens who are employed or have a regular source of income can apply for a loan. 

Proof of income is needed or not: Proof of income is unnecessary, as it only requires an active mobile phone number and one valid ID. 

Documents required: The document required is just one valid ID, such as a national ID, passport, driver’s license, SSS, UMID, and postal ID. 

Advantages

Quick Loan Approval and Disbursement

BigLoan PH offers fast processing, with approvals often within minutes to a few hours. Ideal for emergencies or urgent cash needs, the app enables users to get funds quickly without visiting a physical branch.

Low Entry Requirements

You don’t need a high credit score or extensive documents. First-time borrowers can qualify with just a valid ID and mobile number, making the app accessible to students, freelancers, or unbanked individuals.

Flexible Loan Amounts and Terms

Borrowers can access loan amounts starting from as low as ₱2,000, with repayment terms ranging from 61 to 181 days, depending on your eligibility. This gives users flexibility in managing short-term cash flow.

Questions and answers

What is BigLoan.ph and is it legitimate?
BigLoan.ph (or the Big Loan App) is a licensed online lending platform operated by Fingertip Lending Corp., duly registered with the Philippine SEC under Registration No. CS2020070001053 and Certificate of Authority No. 3298. It offers fast personal loans accessible via mobile app or website.
How much can I borrow and what are the terms?
Typically from PHP 2,000, with some sources listing up to PHP 12,000 or even PHP 20,000 depending on eligibility and credit history
How do I apply for a loan and repay it?
Download the official app or go to BigLoan.ph, fill out the form (including a mobile number and ID), and await approval—often within hours or a day. You can repay via QR Ph e‑wallet/banking apps using the QR code provided in your account, or at 7‑Eleven using CliQQ kiosks.
Are there any complaints or risks I should know about?
While the company is technically licensed, consumer advocates and forums strongly recommend caution when borrowing, due to high interest and aggressive collection tactics

Conclusion 

With minimal requirements and a fully digital application, users can borrow amounts starting from ₱2,000 and receive funds in just a few hours. Whether it’s for emergencies, bills, or short-term needs, BigLoan.ph offers a convenient way to get financial support—anytime, anywhere.

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