Online cash loan
Free loan. 0% First loan
up to 30 000 PHP
up to 30 000 PHP
₱ 14000
YOU RETURN
₱ 14000
3 easy steps to get money
Apply for your loan in few minutes
It’s faster than having a cup of coffee.
Wait for approval
Your E-mail won’t take long to arrive.
Wait for money
The money will be yours in less than 1 hour.
For any purpose
We are willing to help you find the best financial solution tailored to your needs.
Fully automated
We select them based on your credit history
No need to visit the office
Documents besides ID application in a few minutes
Working 24/7
Always there for you – any time, any place
Who can use our service?
Age: 22 - 60 years
Location: The Philippines
Occupation: Employed individuals and selected professionals
Officially licensed financial companies
Frequently asked questions
Who is Finance Solution?
Financial Help is a loan company that uses financial technology to serve its customers better. Currently, our service exists 100% online. We believe that a purely online service will bring our loan product efficiently and equitably to more customers.
Is Financial Help legal?
Yes, company name is Financial Help Financing Inc. SEC Registration Number CS201726430. Certificate of Authority #1181.
Is my information safe?
Financial Help is registered with National Privacy Commission and strictly complies with data protection and privacy regulations. Rest assured that all information provided will be respected, safely kept and will not be used for any fraudulent activity or unauthorized action.
Who can get a loan?
The following eligibility criteria must be met to apply for the loan:
the applicant must be between 21 and 70 years of age, and can be an employed individual, an entrepreneur, a civil servant, or a selected specialist.
Only residents of the Philippines are eligible to apply.
Additionally, a valid bank account or e-wallet account is required.
There are no specific credit history requirements needed for the loan application.
the applicant must be between 21 and 70 years of age, and can be an employed individual, an entrepreneur, a civil servant, or a selected specialist.
Only residents of the Philippines are eligible to apply.
Additionally, a valid bank account or e-wallet account is required.
There are no specific credit history requirements needed for the loan application.
Loan conditions
The annual interest rate for loans ranges from 24% to 143%.
The loan term can vary from 3 to 12 months with an option to extend the term.
The loan amount can range from 1000 PHP to 50,000 PHP.
The loan term can vary from 3 to 12 months with an option to extend the term.
The loan amount can range from 1000 PHP to 50,000 PHP.
Loan calculation example
If you borrow 25,000 PHP for a period of three months at an annual interest rate of 24%, your monthly payment will be 8,668 PHP. The total cost of the loan will be 1,009 PHP per month.
Consequences of late loan repayment
Before signing a loan agreement, it is crucial to carefully read and understand the terms of repayment. Failure to comply with these terms can result in penalties. If a payment is delayed, a penalty ranging from 0.1% to 1% of the loan amount for each day of non-payment will be charged. If the borrower consistently fails to make payments and does not communicate with the creditor, the debt may be transferred to a collection agency. To avoid these consequences, it is recommended to adhere to the payment schedule outlined in the contract and notify the creditor of any delays. Successfully repaying one or more loans can improve one's credit history and increase the likelihood of securing loans on more favorable terms in the future.